Loans

Some private loans are available to international students. If you do not meet credit, income, or employment guidelines, you will need an eligible creditworthy cosigner (typically a U.S. citizen or permanent resident).

The yearly amount borrowed cannot exceed your annual cost of attendance minus other financial aid resources. The loan amount is for the entire year and will be disbursed in two equal amounts—one-half for fall semester and one-half for spring semester—unless otherwise designated. Miami will accept private loans from any private lender.

Student Loan Code of Conduct
The guiding principles for insuring the integrity of the student aid process and the ethical conduct of employees in regard to student loan practices are provided in the Miami University Student Loan Code of Conduct (PDF 29KB).