Cost of Attendance (COA)

Choosing a college is a big decision. Making sure you understand all of the costs, benefits, and funding opportunities that you can receive will help make that decision easier.

The cost of attendance (COA) is the estimated total cost of attending Miami for one academic year. The COA is calculated based on direct (billed to you by Miami) and indirect (not billed by Miami) costs. These costs vary depending on your residency, your student status, and the campus you attend. Keep in mind you may also be charged course-related fees, fees for optional services, and housing costs. A student cannot receive any combination of aid, including loans, grants, federal work-study, and scholarships that exceed the cost of attendance. If the total amount of financial aid exceeds the cost of attendance, the amount of aid will be reduced.

Direct Costs

These are charges included in the COA that you/your family pay directly to Miami.

  • Estimated charges for one academic year of tuition and fees.
    • Tuition – charges assessed for classes.
    • Fees – charges assessed for other college services (e.g., technology access, recreational center use).
  • Housing – includes residence hall charges for on-campus living.
  • Food – includes the cost of a meal plan.

Indirect Costs

These are estimated expenses in the COA that are not paid directly to Miami.

  • Estimated transportation.
  • Estimated costs for books and supplies.
  • Housing – an estimate of rent and utilities for off-campus living.
  • Food – an estimate of the cost of food for off-campus living.
  • Miscellaneous costs such as personal hygiene, laundry, clothing, and reasonable recreation.
  • Other costs specific to certain student circumstances related to attendance, such as dependent care during periods of class attendance or study, expenses related to disabilities, study abroad, educational loan fees, and others.

Expected Family Contribution (EFC)

The EFC is an eligibility index that institutions use to determine how much financial aid you would receive if you were to attend college. Your EFC is based on information provided on the Free Application for Federal Student Aid (FAFSA). Your EFC is the same no matter which school you attend and is calculated according to a formula specified by law.

Financial Aid Eligibility 

Eligibility for need-based financial aid is calculated with this formula:
COA - EFC = financial need

Net Price

Your net price is the amount of direct and indirect costs remaining after all gift aid is applied. Net price can be covered through a variety of sources, including savings, income, payment plans, and education loans.


Oxford Fees by Cohort

Regional Fees by Cohort

Miami's Tuition Promise Brochure

Cover of Miami's Tuition Promise Brochure