Other Financial Assistance for Graduate Students

Helpful information about financial aid guidelines for graduate students is below. For more detailed information about financial aid, visit Scholarships & Financial Aid.

Types of financial assistance available for graduate students include the Federal Direct Loan, the Federal Graduate PLUS Loan, a private loan, and campus employment. To receive consideration for all available financial aid, you must submit the Free Application for Federal Student Aid (FAFSA) at www.fafsa.gov. Miami's priority filing deadline for graduate students is February 15. The answers you provide to the FAFSA questions will determine whether you are a dependent or independent student.

Federal Direct Loan »

The funds for a Federal Direct Loan are provided by the U.S. Department of Education and are credited to your student bursar account. Beginning with the 2012-2013 academic year, graduate students are no longer eligible for Federal Direct Subsidized Loans. Instead, graduate students can only borrow Federal Direct Unsubsidized Loans. Unsubsidized loans are not need based.

Federal Direct Graduate PLUS Loan »

Graduate students can borrow a Federal Direct Graduate PLUS Loan up to their cost of attendance minus other estimated financial assistance.

Private Loan »

Miami will certify a private loan from any lender. Terms, fees, and borrowing limits of private loans differ. Private loans are not federally guaranteed and do not require that you file the FAFSA. The yearly amount cannot exceed the annual cost of attendance minus other financial aid and resources. Borrowing a private loan is a decision that should be made with careful consideration.


Student Loan Code of Conduct

The guiding principles for ensuring the integrity of the student aid process and the ethical conduct of employees in regard to student loan practices are provided in the Miami University Student Loan Code of Conduct.