Steps to Finalize Your Financial Aid

After receiving the financial aid offer notification, review the steps below to complete any necessary requirements.

  • If you haven’t already done so, apply for federal financial aid by completing the FAFSA. For more information, visit

  • Review your Miami Financial Aid Offer and the “How Much Do I Owe?” section. For additional financing options, please see the Self-Help section on the Tuition and Financial Aid page.

  • If your Financial Aid Offer displays “Tentative Offer,” you have been selected for Federal Verification and will need to submit all "Outstanding Requirements" under My Financial Aid in myMiami. Missing requirements will delay payment of financial aid and could disrupt your enrollment. 

  • Accept or decline your aid online under My Financial Aid in myMiami. (Loans and TEACH Grant only.)

  • If accepting federal student loans, first-time loan borrowers will need to complete Entrance Counseling and the Master Promissory Note (MPN)

  • If your parent(s) plan to borrow a Federal Direct Parent PLUS Loan (PLUS), submit the application no later than June 1, at Parents will need to complete a Direct PLUS Loan Master Promissory Note (MPN)

  • Apply for private loans, if you plan to do so, no later than June 1. For more information, visit

  • If offered and accepting the TEACH Grant, you will need to complete the TEACH Grant Counseling and Agreement to Serve.

  • If you are enrolled less than full-time or attending just one semester, report your enrollment plans in myMiami.

  • Report non-Miami aid you will receive such as tuition assistance, outside scholarships, and other outside aid by selecting "Report your outside scholarship," under My Bill and Aid in myMiami.

  • A student may request a review of their aid eligibility if their family's financial situation changed after filing the FAFSA. Changes may include a job loss or layoff, furlough, decrease in wages, loss of benefits, change in marital status, medical bills not covered by insurance, or one-time income payments. To see if your circumstances qualify for review, please email the One Stop at

  • Ask your high school guidance counselor to submit your final high school transcript (with date of graduation included) to Miami’s Office of Admission.

    Transcripts should be mailed to the following address:

    • Office of Admission
      Miami University
      301 S. Campus Ave.
      Oxford, OH 45056

  • Consider completing the FERPA Release Form at to grant parents or other individuals access to view your information.

  • Pay your bill by the due date. See for due dates. Also see for payment options. Financial aid will be disbursed to your Miami (bursar) account, after all requirements are met, according to Miami’s disbursement schedule. Visit for more information.

  • RedHawk Refunds is a free, convenient service that provides a quicker way to access financial aid refunds via direct deposit. Sign up at  

  • Miami requires all full-time Oxford students to be covered by health insurance. Oxford students registered full-time are charged for health insurance unless the student has completed and been granted a waiver of the student health insurance. The online waiver is available in early June. Students can access the student health insurance site to request a waiver, enroll, or learn more. This process must be completed annually for all full-time Oxford students. 

Reminders and Notes

  • A student’s financial aid offer may change based on, but not limited to, enrollment changes (add/drop classes), additional sources of financial aid, residency or campus changes, FAFSA adjustments, verification process, or housing plan changes. For additional information, visit the Changes to Financial Aid page.

  • File the FAFSA each year beginning October 1st by Miami’s priority deadline to be considered for federal aid. For additional information and deadlines, visit