Open Enrollment for Benefits

October 9 - October 31, 2023

This is the time of the year when you have the opportunity to make changes to your benefit selections for the plan year beginning January 1, 2024.

If you do not make benefit changes during the 2023 open enrollment period, your current benefits (medical, dental, vision, and voluntary selections) will continue in 2024. Flexible Spending Account (FSA) and Health Savings Account (HSA) contributions must be elected during open enrollment, the 2023 contributions cannot be automatically rolled over for 2024.

 Who is Eligible?

Full-time employees (whose annual appointment is longer than one semester for 30 or more hours per week) are eligible to enroll in the benefits described in this guide. Eligible spouses and children up to age 26 can be covered under your medical, dental, vision, voluntary life, and accidental death and dismemberment plans.

How to Enroll

After reviewing your current benefits and your 2024 options, login to BannerWeb > Employee Services Online > Benefit Open Enrollment to make your elections. 

When to Enroll

Enrollment is open from 8 a.m. Monday October 9 through 11:59 p.m. Tuesday, October 31.

What Changes Can be Made in Open Enrollment?

  • Change medical plans and /or coverage level.
  • Enroll or terminate individual and/or dependent coverage in the medical/dental/vision plans.
  • Enroll in or continue a Flexible Spending account.
  • Add or make changes to the Voluntary Life and AD&D plans.
  • If declining Miami's health insurance: the online Health Plan Waiver.

What Documents Do I Need?

  • If adding a spouse for the first time: copy of marriage certificate and the online Spouse Certification. If the added spouse is employed or retired: Employer Certification.
  • If adding a dependent for the first time: copy of both certificate or legal guardianship papers.

2024 Insurance Premium Calculator 

Open Enrollment Information Sessions

Oxford Campus

Date Day Time Location
October 18

Wednesday

3 p.m. to 5 p.m.

Cole Services Building - Room 137

October 19

Thursday

2 p.m. to 4 p.m. 

Dolibois A

October 25

Wednesday

8 a.m. to 10 a.m.

Cole Services Building - Room 137

October 26

Thursday

8 a.m. to 10 a.m.

Dolibois A


Regional Hamilton Campus

Date Day Time Location
October 17

Tuesday

2 p.m. to 4 p.m.

Mosler 322

Regional Middletown Campus

Date Day Time Location
October 19

Thursday

2 p.m. to 4 p.m.

Thesken 202

Flu Shots Availability for Faculty and Staff

Flu shots will be available for Miami employees.

Cost and Eligibility

  • No cost for all Miami employees, regardless of benefit eligibility (Authorization form + Miami faculty/staff ID required)
  • Flu vaccines are available to individuals 18 years of age or older

Oxford Flu Vaccination Schedule

Date Day Time Location
October 19

Thursday

2 p.m. to 4 p.m. 

Dolibois A

October 26

Thursday

8 a.m. to 10 a.m.

Dolibois A

 

2024 Spending Account Contribution Limits

HSA Contribution Limit

A Health Savings Account, or HSA, is a tax-exempt bank account designed to help pay for qualified medical, dental, and vision expenses on a tax-free basis. The funds can be used for you, your spouse, and your tax dependents. You must be enrolled in Miami's qualified HDHP and be qualified to contribute to an HSA. The 2024 IRS contributions limits for health savings account increased to $4,150 (employer and employee contributions combined) for single coverage and $8,300 (employer and employee contributions combined) for family coverage. The catch-up contribution for individuals age 55 or older remains at $1,000.

2023 Charitable Giving Campaign

We invite you to join President Crawford, University Ambassador Renate Crawford and all Miamians in demonstrating our commitment to the community. As in previous years, Miami is providing you with the opportunity to effectively give back through charitable donations. Our campaign will start October 2 and run through November 17, 2023. During the campaign, you can donate through payroll deduction, online payment, or be billed at home.

Miami University participates annually in the charitable giving campaign for the following organizations:

  • Butler County United Way
  • Community Shares of Greater Cincinnati

Employees will receive an email with a link to an online pledging system.

2024 Anthem Required Plan Changes

Hospital Tiering Change  effective 1/1/2024, Kettering Health Hospital system will move to tier 2 and Premier Health Hospital system will move to tier 1.

Anthem’s Formulary Changes  The Carelon PBM manages the drug list for Anthem members. Drugs within the formulary are reviewed for potential tier changes in April and October. Beginning in January 2024, the review and any future changes will occur in January and July.

Affordable Care Act (ACA) Aspirin Preventive Change  Anthem manages the Enhanced Preventive Drug list for the Miami health plan  the list that provides 100% coverage for certain preventive drugs. Anthem notified Miami of a change by the United States Preventive Service Task Force (USPSTF) that downgraded the coverage recommendations for aspirin. The recommendation for aspirin in adults 40-59 years with a 10% or greater 10-year cardiovascular disease (CVD) risk changed to a level that no longer allowed 100% coverage for people who are within this age group. As a result, coverage of aspirin on the Enhanced Preventive List will be removed from the $0 member cost share.

The remaining aspirin recommendation from the USPSTF is for low-dose aspirin (81 mg/day) as preventive medication for those at high risk for preeclampsia. Coverage of aspirin 81mg for women 55 years and younger will continue at $0 member cost share.

Anthem will mail letters to members taking 325mg aspirin and to members taking 81mg who are not female and 55 years or younger sometime after August 1st.

Dental and Vision Premiums  Dental and Vision insurance premiums are not changing for the 2024 calendar year.

New Healthy Miami Vendor  Effective January 1, 2024, Health Advocate will replace Cerner Wellness. The Healthy Miami program activities (tobacco free and steps by age and gender) are remaining the same. In January, a new website will be launched to let employees and covered spouses see the new look and the 2024 campaign will begin on February 1, 2024. In addition, to the new platform, Health Advocate will also provide Healthy Miami participants with advocacy and health navigation services.

New Onsite Wellness Coordinator - Miami has enhanced the employee services offered through the onsite employee health provider, TriHealth. Beginning January 1, 2024, Miami is working with TriHealth to provide an onsite wellness coordinator. That person will be located at the employee health center and will help to promote programs and navigate wellness resources.